PersonalBuildings
Building insurance for your home
Cover for the structure of your home: walls, roof, fitted kitchen, geyser, boundary walls, swimming pool and outbuildings. Priced from what it would cost to rebuild, not what the house would sell for.
What’s covered
- Fire, lightning and explosion
- Storm, hail and flood damage
- Burst geysers and pipes, and the water damage they cause
- Subsidence and landslip
- Impact damage from vehicles and falling trees
Optional extras
Add them while you quote and watch the price update.
- Home emergency help: a plumber, electrician, locksmith or glazier on call
Good to know
- Standard excess is 5% of the claim, minimum R500.
- Geyser and lightning claims: R1 000. Subsidence claims: 5%, minimum R2 500.
- A thatch roof is covered but priced differently, so tell us up front.
- If your home is bonded, the bank's interest can be noted on the policy.
- Buildings insured for more than R5 million are quoted by a broker rather than instantly.
What we’ll ask you
So your price is right the moment you see it.
- 1What it would cost to rebuild your home
- 2Whether the roof is thatch
- 3Your home address
Other cover you can quote online
- Car insurance
- Household contents insurance
- Portable possessions insurance
- Cell phone & laptop insurance
Broken down or a burst geyser? See emergency help and roadside assist.