PersonalMotor
Car and motorcycle insurance
Comprehensive cover for your car, bakkie or motorcycle: accidents, theft and hijacking, fire, hail, windscreen damage and the damage you cause to other people's property. Each vehicle is priced on its own, so you only pay for what you drive.
What’s covered
- Accident damage to your vehicle, and towing after an accident
- Theft and hijacking
- Fire, hail and storm damage
- Windscreen and glass
- Damage you cause to other people's vehicles and property
- Fitted extras such as sound systems and tow bars, when you tell us their value
Optional extras
Add them while you quote and watch the price update.
- No excess on accident, theft and windscreen claims
- Tyre and rim cover for pothole damage
- A hire car while yours is being repaired
- Roadside assistance for the whole household, however many cars you insure
Good to know
- Standard excess is 5% of the claim, minimum R2 500. Windscreen claims: 20%, minimum R350.
- Theft and hijack claims carry an excess of 5% of the vehicle's insured value.
- Drivers under 25, or licensed for less than two years, pay an additional excess when they claim.
- Vehicles insured for more than R2.5 million are quoted by a broker rather than instantly.
- SASRIA cover for riot and civil unrest is included and shown as its own line.
What we’ll ask you
So your price is right the moment you see it.
- 1Year, make and model: pick from the list or scan the licence disc
- 2The price of any fitted extras — we look up the vehicle's own value for you
- 3Registration number
- 4Whether it's a car, bakkie, motorcycle or caravan
- 5Whether you've held your licence for less than two years
Other cover you can quote online
- Building insurance
- Household contents insurance
- Portable possessions insurance
- Cell phone & laptop insurance
Broken down or a burst geyser? See emergency help and roadside assist.